Ralph Sepe

Executive Vice President, Business Development Leader, Human Capital Risk

Windermere, FL

Ralph Sepe is an Executive Vice President, Business Development Leader for the Private Equity, Human Capital Risk Practice at CAC Specialty. He is a seasoned insurance executive with extensive experience in business development, client management, and team leadership. Ralph has joined CAC to further enhance the development of profitable growth across the private equity and employee benefits platforms.

Prior to joining, Ralph served as Partner & Senior Vice President at USI Insurance, and before that, he was a Partner at Chernoff Diamond where he played a pivotal role in driving the firm’s growth and profitability.

During his tenure at Chernoff Diamond, Ralph played a key role in driving the firm’s new client revenue for the traditional Employee Benefits practice while co-developing the Transaction Services practice, which became a notable contributor to the company’s overall success. Additionally, Ralph enhanced the profitability of the health and benefits practice over the course of a decade with limited increases to staffing and operating costs, demonstrating a strong track record in guiding growth and new business development.

Ralph’s leadership and experience also allow him to successfully develop a holistic approach to cross selling and development opportunities among multiple practice lines such as employee benefits, risk insurance, HR technology, retirement, and compensation. As a result, creating an invaluable turnkey solution to growth-oriented companies and private equity firms nationally.

Ralph holds a B.A. in Business Management with a minor in Human Resources from the New York Institute of Technology (NYIT). Post graduation, Ralph became the Alumni Federation President from 2009 through 2019 where he represented the 140,000 graduates with the university leadership. He now holds the role as President Emeritus for the federation. Ralph has also been an adjunct professor for the University as well as speaker nationally for various programs focused on human resource financing, employee benefits compliance, reducing HR expenses while improving EBITDA and other relevant topics.


Practice Groups

  • Business Development
  • Human Capital Risk
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